At Omnisure, we welcome the opportunity to be your trusted partner in protecting the assets, members, and activities of your faith-based organisation. We understand the unique needs and challenges you face, and as specialist insurance brokers, are well placed to secure a variety of insurance coverages and policies to suit your needs. We are also conscious of Catholic Church Insurance’s recent withdrawal from the insurance sector, and the substantial uncertainty that this may cause for your organisation and its ongoing activities – our existing insurer relationships and experience in this sector enable us to work with you to rapidly secure insurance and risk management solutions which meet your organisation’s ongoing needs.
Safeguard Your Property:
We understand that you may own or lease property, such as churches and places of worship, community centres, or schools. We can assist in securing property insurance that provides coverage for damage or loss to buildings, equipment, contents and other assets, by a variety of events, such as fire, flood and storm.
Protect Your Ministry:
Liability insurance protects your organisation from legal claims and financial obligations arising from injuries to individuals or damage to property as a result of your organisation’s activities. Such a policy will typically extend to both on-site and off-site activities, and can provide cover for both the legal expenses and potential settlement costs associated with such a claim. In addition, coverage for sexual abuse and molestation can also be secured as an extension of a liability insurance policy, or alternatively under a standalone insurance policy.
Empower Your Leadership:
We understand that your organisation is run by a core body of leaders, who may be paid employees or volunteers. Management Liability and Association Liability insurances are crucial in protecting these leaders and your organisation from a variety of claims relating to the operation of your organisation. For example, these policies include cover for directors & officers claims, providing defence and settlement costs for allegations of wrongful acts, negligence, or breaches of duty. Additionally, these policies can also extend cover to events such as employment practices disputes, fidelity and tax audits, amongst other things.
Uphold Professional Integrity:
We understand that many faith-based organisations can also extend to providing a number of community and social services, such as counselling, pastoral services, disability care and charitable operations. With these activities comes a variety of unique exposures, connected to your professional advice and responsibility. In order to ensure that your organisation is well protected and compliant with all legal requirements, we can assist in securing Professional Indemnity insurance, which assists in defending and settling any allegations or actual occurrences of professional negligence or misconduct.
Support Your Workforce and Volunteers:
If you have employees or volunteers, Workers’ Compensation Insurance is a legal necessity. We can assist in arranging adequate workers compensation and personal accident coverage that supports your organisation, and its workers and volunteers in case of injury or illness, providing medical expenses, lost wages, and rehabilitation costs.
Stay Secure in the Digital Age:
In an era of increasing cyber risks and widespread data breaches, safeguarding your digital presence is paramount. We can assist in arranging cyber insurance and risk management procedures that protects your organisation from data breaches, cyberattacks, cybercrime, social engineering and the associated liabilities.
Reach out to our dedicated team today to discuss how we can assist in ensuring the ongoing protection of your organisation and its members across a variety of insurance and risk management needs.