Commercial / Domestic Strata Insurance

Protect your common property and contents

Commercial / Domestic Strata Insurance

Usually managed by the body corporate (i.e. the registered owners of the building), strata insurance is designed to protect common property and contents. Each state in Australia has different legislative requirements regarding the minimum compulsory inclusions of cover, and so it is important to have an omnisure experienced broker to make sure your you are adequately covered physically and legally. In addition to this, strata policies often list certain exclusions, such as cover against flood damage; so it is even more imperative to have a knowledgeable broker to advise you, and negotiate with the insurers to put together a policy that meets all your needs.

The premium costs are typically split across the body corporate as part of the owners strata fees. If you think you may be paying too much with your current policy, we would love to see if we can do better. Please jump onto our home page and click on the tab “Review My Current Policy” where we will be in touch with you in no time.

Who needs it

  • If you own an apartment;
  • If you own a townhouse, villa or duplex;
  • If you own a factory, warehouse or storage unit;
  • If you own a retail shop or office.

Covers that are typically included

  • Buildings, content and common property (for example lifts, pools, car parks, gardens, balconies, walls, windows, ceilings etc.);
  • Public liability in the event that somebody is injured on common property;
  • Workers compensation in NSW, WA, TAS and NT;
  • Officer bearers’ liability;
  • Personal accident;
  • Fidelity guarantee.
  • The Omnisure team are so crucial to the running of my business that I keep them on speed-dial. They know my business inside and out, and are proactive in giving me advice. They provide the ultimate peace of mind service.

    Anna Read - Digital Producer, Missing Mouse

  • Omnisure are insurance professionals with excellent product knowledge. They are invaluable to me both in helping to secure appropriate cover for the business and, importantly, in managing the claims process for several large claims. Omnisure directly saved us money on premiums and also maximised the claims received.

    Aaron Turnbull - Analytics Manager, Electronic Arts (EA)

Confused? Don’t worry, that’s what we’re here for.
Call us on 1800 958 384