Contract works / Construction Insurance

Job-specific cover for your building projects.

Contract works / Construction Insurance

Contract works insurance (also known as ‘Construction All Risks’ insurance) provides cover for construction-related activities of a construction project or multiple projects. It covers accidental risks of physical loss, theft and damage to the contract works during construction as well as third party liabilities and compensation.

Many business owners are surprised when they find out that their typical Public and Products Liability policies actually exclude Contractual Liability cover. Furthermore, most work contracts will include specific contractual requirements which may actually inhibit your insurer from accepting a claim from you. So before you sign away on a new contract, it is important to check with us that your contract and insurance policies are speaking the same language.

Who needs it

  • Builders working on a construction project;
  • Sub-contractors who run their own projects on the side;
  • Trades people who run their own projects;
  • A project owner about to undertake a construction project

Covers that are typically included

  • cover for material damage or theft of contract works;
  • third party property damage;
  • material damage to on-site plant and equipment and existing structures;
  • third party bodily injury;
  • legal liability;
  • advanced loss of profits and rental;
  • transit cover;
  • delay in start-up.
  • The team at Omnisure combine a wealth of Insurance knowledge and experience. There were many aspects of our previous policy that Omnisure found lacking and quickly put together the best cover for our business. General Insurance is an area of your business where you need expert advice and I can highly recommend Omnisure to take care of your insurance needs.

    Paul Netto - Director, Store A Box

  • We have been clients of Omnisure since we started our business. When we started we couldn't pay the full premium but Omnisure arranged a loan to get us insured! Since then we have become a world renowned supplier of Container Homes, and we thank Omnisure for being there from the start.

    Samuel Halsa - Designer, Container Homes

  • Omnisure are the most professional and hard working team of experts we have ever met. When nobody could insure our type of business they persisted until they found the right insurer and the right cover. We recommend their services highly, and thank them for being there for us.

    Samuel Halsa - Designer, Container Homes

Confused? Don’t worry, that’s what we’re here for.
Call us on +61 2 9959 2900