Home and Contents Insurance

For your home, fixtures and fittings and your belongings.

Home and Contents Insurance

You work so hard for your home. Is a huge financial investment. Therefore it is important to insure it properly in order to prevent unexpected and unavoidable financial disasters caused by things like fire, storm or burglary. In Australia an estimated 31% of homes are uninsured, 43% of those are severely underinsured, leaving them devastated when disaster strikes. At Omnisure, our expert brokers will ensure you are sufficiently covered, providing you with peace of mind knowing that if a disaster does strike, we’ll pick up the pieces.

Important notes:

  • If you work from home you may need separate or special cover for your business, as risks related to your business are not usually covered by home policies.
  • Contents insurance can be included with Building insurance or purchased separately depending on who owns the building and whose contents are in it.

Who needs it

  • People who own a house, apartment, townhouse,
  • People who are renting a house, apartment, townhouse.

Covers that are typically included

For your building:

  • Damage or loss caused by fire, flood, storms, earthquake, and more;
  • Legal liability cover;
  • Vandalism
  • Water damage
  • Temporary accommodation in the event that your home is unsuitable to live in;
  • Essential temporary repairs

For your contents:

  • Damage or loss caused by fire, flood, storms, earthquake, and more;
  • Cover against loss or damage caused by theft, rainwater run off;
  • New for old replacement depending on the item;
  • Optional cover for items that you take away from your home, for example mobile phones and jewellery.

For renter’s:

  • Cover for landlord’s fixtures and fittings for which you, the tenant, are legally responsible.
  • We have been clients of Omnisure since we started our business. When we started we couldn't pay the full premium but Omnisure arranged a loan to get us insured! Since then we have become a world renowned supplier of Container Homes, and we thank Omnisure for being there from the start.

    Samuel Halsa - Designer, Container Homes

  • Omnisure are the most professional and hard working team of experts we have ever met. When nobody could insure our type of business they persisted until they found the right insurer and the right cover. We recommend their services highly, and thank them for being there for us.

    Samuel Halsa - Designer, Container Homes

  • The team at Omnisure combine a wealth of Insurance knowledge and experience. There were many aspects of our previous policy that Omnisure found lacking and quickly put together the best cover for our business. General Insurance is an area of your business where you need expert advice and I can highly recommend Omnisure to take care of your insurance needs.

    Paul Netto - Director, Store A Box

Confused? Don’t worry, that’s what we’re here for.
Call us on 1800 958 384