Home and Contents Insurance

For your home, fixtures and fittings and your belongings.

Home and Contents Insurance

Home & Contents Insurance provides essential financial protection for residential property owners, helping safeguard both the home and personal belongings against a range of unforeseen events.

Whether protecting the building, household contents, or both, cover can be tailored to address risks such as fire, storm damage, theft, vandalism, accidental damage, and other insured events. A well-structured policy can help minimise the financial impact of unexpected loss or damage, supporting a faster recovery when incidents occur.

Important notes:

  • Individuals who operate a business from home may require separate or specialised insurance, as business-related activities and assets are not typically covered under standard Home & Contents policies.
  • Contents Insurance can be purchased as a standalone policy or combined with Building Insurance, depending on ownership arrangements and individual insurance requirements.

Who needs it

  • People who own a house, apartment, townhouse.
  • People who are renting a house, apartment, townhouse.

Covers that are typically included

For your building:

  • Damage or loss caused by fire, flood, storms, earthquake, and more.
  • Legal liability cover.
  • Vandalism.
  • Water damage.
  • Temporary accommodation in the event that your home is unsuitable to live in.
  • Essential temporary repairs.

For your contents:

  • Damage or loss caused by fire, flood, storms, earthquake, and more.
  • Cover against loss or damage caused by theft, rainwater run off.
  • New for old replacement depending on the item.
  • Optional cover for items that you take away from your home, for example mobile phones and jewellery.

For renters:

  • Cover for landlord’s fixtures and fittings for which you, the tenant, are legally responsible.
  • We have been clients of Omnisure since we started our business. When we started we couldn't pay the full premium but Omnisure arranged a loan to get us insured! Since then we have become a world renowned supplier of Container Homes, and we thank Omnisure for being there from the start.

    Samuel Halsa - Designer, Container Homes

  • Omnisure are the most professional and hard working team of experts we have ever met. When nobody could insure our type of business they persisted until they found the right insurer and the right cover. We recommend their services highly, and thank them for being there for us.

    Samuel Halsa - Designer, Container Homes

  • The team at Omnisure combine a wealth of Insurance knowledge and experience. There were many aspects of our previous policy that Omnisure found lacking and quickly put together the best cover for our business. General Insurance is an area of your business where you need expert advice and I can highly recommend Omnisure to take care of your insurance needs.

    Paul Netto - Director, Store A Box

Confused? Don’t worry, that’s what we’re here for.
Call us on 1800 958 384

Our contact details:

Phone: +61 2 9959 2900
Fax: +61 2 9959 2999
Email: [email protected]

Our contact details:

Phone: +61 2 9959 2900
Fax: +61 2 9959 2999
Email: [email protected]