Private Motor Insurance

Protection for your prestige car

Private Motor Insurance

Prestige vehicles (Range Rover, Lexus, Porsche, Mercedes-Benz, BMW, Audi, Maserati, Ferrari and others) represent a significant investment, and protecting them requires cover that reflects their value, specification and unique risk profile. Our Private Motor offering is tailored specifically to prestige and high-value motor vehicle owners, providing financial protection against accidental damage, as well as liability for damage caused to third-party property.

With prestige vehicles often carrying higher repair costs, specialist parts requirements and agreed value considerations, it is important to select a policy that aligns with the vehicle’s value and individual risk exposures. Careful consideration of policy benefits, exclusions, excesses, agreed value terms and insurer claims service can assist in securing the most appropriate cover and ensuring your vehicle is restored to its proper standard in the event of a claim.

Who needs it

  • Owners of prestige, luxury and high-value motor vehicles.

Covers that are typically included

  • Compulsory third party (CTP) – compulsory cover that covers claims made by third parties against you for personal injuries and attendant legal costs arising out of the use of your car when the person in charge of your car was at fault.
  • Third Party Property Damage (TPPD) – covers liability for damage to another person’s vehicle or to the property of others (for example, a fence) if you caused the accident. It does not cover any damage to your own car.
  • Third Party, Fire and Theft – TPPD cover AND cover for fire and theft to your own car. It also insures damage caused if your car is stolen.
  • Comprehensive – Comprehensive insures all of the above (except CTP), plus damage to your own car no matter who causes it. If your car is under finance, this cover us usually insisted on by the finance company.
  •  Our business is continuously changing and evolving, at the same time the threats to our business are changing and evolving also.  It is for this reason that we are grateful to the team at Omnisure who work tirelessly to ensure we are protected, for whatever may come our way. 

    Darryl Forbes - CFO, BevWizz

  • The Omnisure team are so crucial to the running of my business that I keep them on speed-dial. They know my business inside and out, and are proactive in giving me advice. They provide the ultimate peace of mind service.

    Anna Read - Digital Producer, Missing Mouse

Confused? Don’t worry, that’s what we’re here for.
Call us on 1800 958 384

Our contact details:

Phone: +61 2 9959 2900
Fax: +61 2 9959 2999
Email: [email protected]

Our contact details:

Phone: +61 2 9959 2900
Fax: +61 2 9959 2999
Email: [email protected]